Quick Guide to Commercial Property Insurance
Give SERVPRO a call if you experience commercial fire damage.
Your commercial insurance can help cover the cost of repairing your building after a fire. However, every policy is slightly different. If you want to know how much you'll have to pay in Englewood, CO for fire repair, you need to talk with your insurance provider and a fire restoration team to get a proper estimate. Use this quick guide to learn more about this type of property insurance.
What It Covers
This insurance policy protects a commercial property when there are certain perilous situations. Your policy may help cover the damages caused by certain events, including the following:
• Natural disasters
You may be able to add additional coverages into your policy depending on your insurance provider.
What Affects Cost
How much do you have to pay for your commercial insurance? The type of business you run can affect the risk you pose. For example, a restaurant may have a higher risk of fire because of the use of ovens and stoves. With this added risk, the business may need to pay a higher premium for property insurance. The location of your building could also play a role in cost. If it is near a police station or close to a fire hydrant, you may be able to get a discounted rate. The construction of the building may also factor into the overall cost.
What Properties Need It
Does your property need this type of insurance? Even if you think you are at a low risk for fire damage, you may still want to have your property insured. Manufacturers, service providers, non-profit organizations and retailers all tend to have this type of coverage. While it's common to have a policy on your building, you can even cover you inventory, equipment, documents and signage.
Commercial insurance is an important tool you should have to help protect your business from disasters. This type of policy may help pay for fire damage, repairs after a storm or replacement equipment after a burglary. Visit http://www.SERVPROenglewoodeastlittleton.com for more information on commercial fire damage.
A Sparkly Clean Machine… Without the Mold
Laundry is likely a routine item on your to-do list, and it’s something many of us do without giving it a second thought. Could this mundane task be giving your Englewood, CO home trouble? One hidden part of this chore involves mold growth. Your washing machine could have an intruder lurking — one that is causing that unpleasant odor and those unappealing colorations on your appliance. Follow the steps below to ensure your machine is clean and mold-free.
1. Scrub, Scrub, Scrub
The first step may seem apparent, but it can be easy to forget about the needs of a washing machine once it's done its job. Plus, it may not occur to most of us that a machine that involves soap and a rinse cycle needs regular cleaning. Without maintaining your machine, fungus can develop, and the mold smell has a way of lingering. Pay attention to grime buildup in sneaky spots and clean them right away. Perhaps a regular cleaning routine is all your machine needs to stay mildew-free.
2. Consider Your Detergent
That laundry detergent might have been the best deal at the grocery store, but is it best for your washer? No matter how much dirty laundry has piled up, it is essential that you use the appropriate detergent for your type of machine. For example, front-loaders generally require detergents specifically suited for high-efficiency appliances. The incorrect detergent for your machine may leave a residue that creates an environment where mold can thrive.
3. Keep Things Dry
After you’ve pinpointed what type of detergent is best for your appliance, the main focus should revolve around keeping your washer dry. Avoid letting the drum of your machine stay damp for hours or days on end; instead, remove finished laundry immediately and keep the door open after the completion of a cycle.
Making sure your washing machine stays clean and dry between uses can work wonders when it comes to keeping your clothes smelling fresh. Taking these steps will make it less likely that fungus can grow and thrive and cause a mold smell to develop. Visit http://www.SERVPROenglewoodeastlittleton.com for more information on mold.
3 Fire Safety Steps for Kids
Fire drills and field trips to the fire department are just the beginning when it comes to teaching kids safety methods in case of a fire. Instructions on escaping a dangerous situation at home are equally important. Let your children know that the safety precautions don't end at school by introducing them to the following three safety tips.
1. Learn About Smoke Alarms
It's never a bad idea to teach kids about the safety equipment itself. Inform your children that a smoke detector is more than a small object fitted to the ceiling; its alarm signal could be the first sign of a home fire. Even with no alarm sounding, it's vital that all family members know to escape the area immediately when any signs of a fire are present.
2. Crawl on the Floor
The most common fire escape tactic involves crawling on all fours. Teach younger family members to drop their forearms to the ground, imitating a dog; then have them practice crawling with noses pointed to the floor. Heat and smoke rises, so the lower you crawl, the more you can protect yourself from danger.
3. Roll Out of Bed
Along with the previous step, it is important that you add a discussion on dangerous temperatures to your kids safety checklist. During a fire, temperatures at the level of your child's bed should be cooler than those near the ceiling, so you want children to keep as close to these lower levels as possible. Instruct them to roll in the bed until they face the floor. Then they can place their hand down to the floor for support, sliding off the bed safely.
Planning to escape from a home fire in Englewood, CO is scary enough on its own, but when children are part of the picture it becomes all the more crucial. Teaching kids safety steps can seem like the biggest challenge in the world, but when everyone is on the same page with safety measures, the whole family can be better prepared in case of an emergency.
Visit http://www.SERVPROenglewoodeastlittleton.com for more information on fire damage.
Preparing for a Fire or Water Loss in Englewood and Littleton, Colorado
Disaster's can happen any time of year.
Whether it is an unexpectant water or fire loss, it can leave you with lots of decisions of what to do next.
One thing that SERVPRO of Englewood/ Littleton East recommends is creating a disaster plan for your home or business. This can simply be a plan that documents all of your critical contact information in case of an emergency. Also it is important to locate all of your shut off valves in your home or business as well.
A few years ago SERVPRO created an app that helps you document all of these critical shut offs by pictures and document your important phone numbers. You can call our office directly to schedule an appointment and we can send someone out for no cost to help set the app up for your home or business.
As another note be sure to understand your insurance policy with your agent. Many times homeowners or business owners in Englewood, Colorado, do not understand their coverage and can create issues when something happen.
If you have any questions on how to be better prepared, do not hesitate to contact our office at (303) 777-6498 anytime.
3 Fast Facts About Mold
Mold in a residential home.
After flooding affects your Englewood, CO commercial property, you may be facing issues such as standing water, soaked office equipment and stained walls and ceilings. While these may be troubling, the development of black mold after flood waters recede can be even more serious. Although it is wise to leave its cleanup to a qualified flood and mold removal and restoration company, knowing a few basic facts about mold may help you fight it more effectively after a flood.
1. Flooding Creates Ideal Conditions for Mold Growth
After a flooding event, water vapor in the air raises humidity levels in affected areas, which can encourage the rapid growth of mold. Flooded rooms that are both warm and humid can be especially vulnerable, as fungi tends to thrive in these conditions. If you discover a moisture problem in any rooms after flooding, you may want to ask your flood technicians to check for mold.
2. There Are Different Species of Fungi
You may encounter different kinds of mold after a flood, and knowing how to identify them to your flood techs may help expedite the mold cleanup process. Dark green mold is most often found on wet carpeting or fabric. Penicillium mold is usually light green or white and might be found on wet ceilings and walls. Stachbotrys, or black mold, is one of the most common types of fungi that might appear after a flood and is typically dark and slimy. While it is helpful to know what type of mold you are dealing with, its cleanup is best left to professionals.
3. Mold Creates an Odor
You may be able to identify mold by its odor. Even if fungi are not visible, when it spreads within interior walls or under cabinets, it releases a substance called mycotoxin. This chemical releases an unpleasant, dirty smell that may help you identify its presence.
Flooding in your Englewood, CO can cause the rapid growth of black mold and other fungi. Knowing what causes them to spread and how to identify mold may help you to act quickly in seeking professional mitigation and restoration. Visit http://www.SERVPROenglewoodeastlittleton.com for more information on mold.
What Does Commercial Water Mitigation Involve?
Secondary damage due to water damage.
Certified damage restoration professionals perform water mitigation in a commercial property following a major leak involving either clean or contaminated water. Clean water mitigation is the right choice when you notice a supply line leaking or need pipe burst cleanup. Leaks involving contaminated gray or black water that may contain chemicals or microbes call for sewer damage experts.
The four following steps apply to clean water cleanup:
1. Remove standing water from the property. Experts will use industrial-grade equipment to remove standing water during pipe burst cleanup. This equipment helps to eliminate excess moisture, which can cause intensifying water damage and secondary damage such as mold or insect infestations.
2. Remove or dry out carpet and wet contents. Water mitigation specialists can help you decide whether carpet or other items impacted by a leak are capable of being salvaged and which should be discarded and replaced.
3. Thoroughly dry the area affected by a leak. In addition to removing all of the water on the surface of the flooded area, experts may also recommend that you run a dehumidifier to draw water out of porous surfaces that could otherwise support mold growth. Ventilation also plays an essential role in the drying process.
4. Restore thoroughly dried or replacement content. Once an area has dried, the risk of mold drops off substantially and you may restore contents to the area.
If the leak in your commercial property involves contaminated water, contact a service that offers sewer damage restoration and has the equipment and supplies to disinfect an area affected by a leak. As you compare companies that provide pipe burst cleanup services in Englewood, CO look for an operation that is certified to provide water cleanup. Damage restoration experts can recommend measures that will help you make sure that mold does not develop in your commercial property after commercial water mitigation. Visit http://www.SERVPROenglewoodeastlittleton.comfor more information on commercial water damage.
Secondary Damage Due to Flooding
SERVPRO is available 24/7 to help restore your flood damaged property.
A flood in Englewood, CO can have many effects on your home. You may have to deal with a variety of issues, from damaged keepsakes to flooded basements and kitchens to sudden mold growth. However, flooding can also leave behind an unpleasant reminder of its presence with foul odors, so there are several reasons why you should consider having a storm damage and cleanup company deodorize your home as part of the restoration process.
1. Sewage Odor Can Be Persistent
Torrential flooding can cause your city or neighborhood to experience a sewage loss, which might force the sewer’s contents to overflow from drains and outflow pipes. When these waters enter your home, the foul odor of sewage may linger, even after rooms are dried. Having your home professionally deodorized can eliminate this unpleasant smell permanently.
2. Mold Spores Create Odor
Mold growth can be a common occurrence after a flood, and when there is an increase of mold spores in the air, the mycotoxins they release can cause an odor that smells musty, like a pile of wet, dirty clothing. Storm cleanup techs can perform mold remediation and then deodorize affected rooms to clear the air.
3. Chemicals May Be Present
When flood waters gain speed, they may pick up chemicals from industrial areas or garages that include antifreeze, oil and solvents. Once these mix with the flood water, they can create a foul odor that may linger long after the flooding stops. Storm cleanup techs can remove this dangerous water from your home and use specialized machinery to clean the air. If your drywall or laminate flooring has been damaged by any chemicals, your techs may recommend having them replaced before deodorizing services are rendered.
Mold growth, chemicals and other substances can cause foul odors in your Englewood, CO after flooding. However, knowing what might cause these odors and why it is important to have them removed by a professional flood cleanup company can help you banish them for good. Visit http://www.SERVPROenglewoodeastlittleton.comfor more information on storm damage.
What Type of Mold Is Growing in Your House?
One of the ways we make sure we can mitigate the damage to your home is to make sure proper containment barriers, such as the one you see in this pict
There are many different types of mold that can grow in your house in Englewood, CO. Mold growth is much more common than you may think, especially in areas of high humidity where water damage may have occurred. In all cases, the mold should be remediated. Here are some common types of mold typically found in the household.
Usually green in color, Cladosporium can be found hiding under upholstery or floorboards. This mold can grow inside or outside in hot or cold climates and tends to grow on wood and fabric.
Aspergillus is a very common mold and can be found anywhere where there are high levels of dampness. It can grow into thick layers quickly if not dealt with in time. Aspergillus can appear in a variety of colors as there are many species of this type of mold growth.
Penicillium will appear blue or green in color and is often found in areas of high water damage, typically in areas such as carpet and wallpaper. This fungus usually will have a fuzzy appearance to it.
Alternaria is a fast-growing mold that is extremely common. It usually appears as dark brown or black in color and fuzzy in texture. Under sinks, in window frames, or in showers are some of the frequent areas this mold is found.
Stachybotrys, frequently referred to as “black mold,” is typically black, slimy, and smelly. Black mold usually grows on wood, paper, or cardboard in areas that have experienced prolonged periods of water damage.
Mold can be difficult to locate and even harder to remove. If you suspect mold growth may be an issue in your home, consider talking to a professional to locate and remove the problem. Professional removers have specific training and equipment for the remediation of mold to ensure that it is taken care of for good. Always stay on top of it—mold grows fast and can spread to places you may not think of. Visit http://www.SERVPROenglewoodeastlittleton.com for more information on mold.
Toilet Overflow and Prevention
Dealing with a flooded toilet is a challenging and unpleasant task. For residents of Littleton, CO there are options available that can make cleanup and prevention a much easier and more infrequent process. Here is what you need to know.
When toilet overflow happens, there are a few things you can do right away to prevent water damage and bacteria from spreading in your home.
• Turn the water shut off valve at the base of your toilet to stop additional water flow.
• Try to remove any objects that may be blocking the toilet and preventing it from flushing. It is best to use rubber gloves for this task so that you are protected from bacteria that may be lingering in your toilet.
• Clean up spilled water from the surrounding area with towels or other highly absorbent materials as soon as possible.
• Contact a sewage company to assess the damage.
Sometimes it is difficult to find the cause of your clogged toilet. The most common cause for toilet overflow is a blockage in the drain line. The drain line is the pipe that connects the outside line to your toilet line inside the house.
Sewer damage is another common culprit for an overflowing toilet. Sometimes the main sewer line can get clogged by something, and it can back up the pipe lines all the way into your home.
Septic systems can also cause toilet overflow if they are not functioning properly. This can happen if the ground surrounding the tank isn't absorbing the incoming water.
To prevent toilet overflow, put only flushable items in the toilet. Never flush plastic, hair, paper towels or anything that will not disintegrate.
Sewer damage is no joke, and when a toilet overflows, the cleanup and damage can be daunting. Residents of Littleton, CO are encouraged to call a professional sewage company to check their homes for any kind of sewer damage that may cause future problems.
Visit http://www.SERVPROenglewoodeastlittleton.com for more information on water damage.
3 Ways Hail Can Cause Damage to Your Commercial Building’s Roof
Hailstorms that move through Englewood, CO can wreak havoc on your commercial building. One of the most common results of hail is roof damage, which might contribute to other issues like leaks and water stains on ceilings and walls. There are several ways hail can impact your building’s roof and being aware of them might help you better assess the damage the next time a storm occurs.
1. Cracked or Broken Shingles
One common result of hail damage is cracked and broken shingles. This can be especially common when the hailstones are large. Cracked shingles may allow water to seep in between the flashing or the tar paper and the roof, which may weaken those areas. Broken shingles may peel away completely and leave sections of the roof vulnerable to wind and rain. A commercial restoration service can repair and replace shingles to restore your roof’s integrity.
2. Water-Damaged Insulation
When roof damage occurs as the result of a hailstorm, melted hailstones can seep in under cracked tiles and reach insultation in your building’s attic. Over time, the insulation may weaken or begin to rot, depending on the amount of exposure. This can cause unpleasant musty odors and drafts as the insulation begins to fail. If your area experiences frequent hailstorms, you may want to have your insulation checked several times a year.
3. Increased HVAC Leaks
Large hailstones can damage your roof’s HVAC system and increase leaks each time you run it. Hail can bend or dent fan blades and impact the system’s condenser coils. An HVAC system that leaks may eventually weaken the roof surrounding it and cause water damage around the building’s interior vents. A noisy unit may clue you in to hail damage, especially if you notice new sounds after a storm.
Englewood, CO hailstorms can cause considerable roof damage and disrupt your business. Being aware of potential issues caused by these storms can help you be better prepared to deal with them if they should arise. Visit http://www.SERVPROenglewoodeastlittleton.com for more information on commercial storm damage.