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Fire & Water - Cleanup & Restoration

3 Things To Do Before a Flood a Hits

4/9/2020 (Permalink)

young woman in suit in his office showing an insurance policy and pointing with a pen where the policyholder must to sign Are you covered for flood damage?

3 Things To Do Before a Flood a Hits

During storm season, business owners in Southglenn, CO, need to consider the risk of flooding. If the winds and rain pick up too much, it's possible that rivers, oceans or sewer lines could overflow, making their way into the property. Proprietors, should this happen, would have a lot to deal with including a ruined structure and lost valuables. While no one can control nature, people can adopt preventative measures to ward off the catastrophic effects from it. Therefore, it's best to understand and know what to do before the water rises.

1. Review Your Policy

Are you covered for flood damage? Many people have a hurricane or water clause; however, it doesn't always cover a flood. Therefore, it's best to spend some time now ensuring that your policy has everything you need. Locate the paperwork, have a copy with you at all times and be aware of your agent's procedures. The following are a few questions to which you should know the answers:

  • Who do you call?
  • How do claims work?
  • What is your deductible?
  • Do you have property loss?

2. Secure the Structure

Minimize the impact of flooding by taking precautions early. This includes moving items to higher ground, keeping them safe and dry. Locate someplace in your building, either a second story or stacking boxes. Anything of major value should be shifted for protections. Gather documents or contracts that you can't afford to lose. Floodwater is contaminated. You won't have immediate access to them. Thus, it might be best to backup files on a server or cloud, so you can access them elsewhere. Finally, establish an external barrier with sandbags.

3. Understand Restoration

If storm damage happens, it's important to seek immediate assistance. The black water contains microbes that could further ruin the premises and is not acceptable for personal repair. Rather than waiting to find someone when it happens, do some research ahead of time, locating a reputable water restoration company in Southglenn, CO.
Protect your establishment from flooding. Have phone numbers and paperwork. In addition, safeguard the structure as much as possible.

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