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3 Areas in Your Home Where Mold Can Hide

7/28/2020 (Permalink)

Black mold growth on drywall Mold growth on drywall

Three Types of Surfaces Where Mold Can Grow

Unless you live in a steel house, mold may grow in your home at some point. Mold damage affects many types of surfaces, including the building materials that make up your home. Here are three types of surfaces where mold can grow, and how to prevent it.

1. Organic Materials
Mold thrives on plant materials and products derived from them. This includes many materials that your home is built out of, like wood and drywall. These surfaces are especially habitable for mold growth if they get wet or damp, so use caution if you live in a humid climate. You may need to use a dehumidifier to prevent excess moisture inside your home.

2. Textiles
Mold damage can also affect carpet, rugs, and upholstery, especially natural fibers like cotton or linen. For instance, if you spill water on the carpet and forget about it, an unpleasant odor may eventually develop. When the fibers are wet for a prolonged period, they create the perfect environment for mold to live. You can prevent this by promptly drying carpet stains and using tile flooring in kitchens, basements, and bathrooms. For extensive damage like storm flooding or pipe leaks, it’s best to call in a specialist.

3. Dust
An unexpected habitat of mold is dust. Dust is comprised of organic matter, and when wet creates an ideal environment for mold. You can prevent this by regularly vacuuming and dusting the horizontal surfaces in your home. Be sure to clean often overlooked areas like baseboards, kitchen cabinets, and window sills. Inspect houseplants for mildew growth caused by dust, and periodically wipe them clean with a cloth. In addition, use an air purifier in high-traffic areas like the living room, bedroom, and kitchen. An annual air duct cleaning is another effective way to remove dust.
As a homeowner in Southglenn, CO, there are many ways to protect your house from mold damage. Preventative maintenance is key, and if you’re ever concerned that the problem requires the experts, be sure to call your local mold remediation specialist.

Is Business Interruption Insurance Worth the Investment?

7/6/2020 (Permalink)

Financial concept meaning Business Interruption Insurance with sign on the piece of paper. Some business interruption policies will cover these costs

Is Business Interruption Insurance Worth the Investment?

If your commercial building goes up in flames, you need the assurance that everything is going to be okay. As a business owner, it’s your responsibility to plan for such a disaster for your own welfare, as well as that of your employees, and your overall business. After all, a fire can affect every aspect of your business. You’ll need it to return it to normal as soon as possible so that you don’t lose more than just your property; out of work employees could leave and clients may choose to go elsewhere. Business interruption insurance could mean the difference between the long-term success of your company and the possibility of permanent business failure. In the wake of a disaster, this insurance covers:

1. Business Profits
This insurance will reimburse a business owner for estimated profits that would’ve been made if the disaster hadn’t occurred. This figure is based on the income earned in recent previous months.

2. Employee Wages
In order to keep employees, they need to continue to be paid until the business is up and running again. Otherwise, most will probably have to find a job elsewhere. This insurance will help the business make payroll during this time.

3. Training Expenses
If a disaster destroys the machinery, this machinery may need to be replaced. Sometimes it’ll be replaced with different models which will require the employees to be trained on the new machinery. Some business interruption policies will cover these costs.

4. Temporary Site
Some businesses will have to move to a temporary location after the building is destroyed in a business fire. This insurance will cover the costs to move and operate from a temporary location until the fire cleaning process is complete.

5. Loan Payments
This insurance helps a business to make loan payments that are due during the time that the business isn’t operating. Some of these loans may be due monthly, such as the building rent.
If your commercial building sustains major damage, there’s a good chance you’ll wish you had business interruption insurance if you don’t. In the meantime, your Park Meadows, CO, fire damage cleanup professionals are Here to Help.

Prompt Pretesting Reduces Expense of Insurance Claims

6/20/2020 (Permalink)

Large water loss in a building Water loss in Cherry Hills Village, CO

Prompt Pretesting Reduces Expense of Insurance Claims

When your property experiences a water disaster, restoration needs to begin as soon as possible. A pretest of the damage helps the insurance claim process go quicker and smoother; your adjuster will thank you for it. Your Cherry Hills Village, CO, SERVPRO is a local company that enjoys outstanding influence and corporate resources. They’ll complete their pretesting procedure as quickly as possible; it involves:

1. Identifying and Stopping the Water Source
Every minute counts when it comes to water damage. The most important thing is to stop the deluge immediately. If you’ve been unable to find and/or stop the inflow, you can rest assured that SERVPRO’s professionals will find the source and stop it.

2. Identifying the Type of Water
The source of the water can make a significant difference in the type of cleanup and restoration required for safety purposes. There are three categories and classifications of floodwater: Category 1 is white water, Category 2 is gray water and Category 3 is black water. Blackwater is the most dangerous due to the type and amount of contaminants infesting it. It’ll require extensive sanitation and cleaning.

3. Surveying the Degree of Damage
Next in the pretesting process, your building will be surveyed from the flood source outward to determine: the degree of damage, which property is restorable, and the necessary safety precautions you’ll need to take. Your insurance agent and adjuster will appreciate you going the extra mile.

4. Relocating the Furniture
Finally, some contents like furniture in the affected area will be blocked or relocated to a dry area. This will contribute to diminishing the damage and assisting in the restoration process.
SERVPRO has been in the cleanup and restoration industry since 1967. They have come to be trusted and preferred by most major insurance agencies. SERVPRO franchise professionals know that restoring property is usually more cost-effective than replacing. They’re local and available 24 hours of every day of the year. So, they’re ready to serve your pretesting and restoration needs at a moment’s notice.

How to Lessen the Risk of a Flooded Basement

5/27/2020 (Permalink)

New white rain gutter on a roof with Drainage System, Stone Coated Metal tile, Plastic Siding Soffits and Eaves Gutters and downspouts are used to divert water away from a house and its foundation

A Flooded Basement Can Be Lessened By

A basement flood can be a result of any number of problems. The reason might not be apparent right away, but you can take preventative measures. The risk of a flooded basement could be lessened by:

1. Installing Water Leak Detection
If the water leak detection system detects water on the floor or an unsteady flow of water in the piping, the home’s water supply will be turned off automatically. This will greatly decrease the risk of standing water.

2. Sealing the Basement
The basement might need to be sealed to decrease or prevent water damage. Foundation cracks can lead to basement leaks.

3. Modifying Drainage
Gutters and downspouts are used to divert water away from a house and its foundation. If your gutters are overflowing even when they’re clean, additional downspouts can be added. An individual downspout can also be replaced with a larger one.

4. Replacing Pipes
Piping should be inspected if your home is older or if you’ve had problems with a basement flood due to leaking pipes. The lifespan of the pipes depends on the material and age; metal pipes typically last at least 50 years and PVC pipes could last 25 years. If there’s any doubt, it’s probably better to review your insurance coverage and replace the pipes before they cause a flooded home.

5. Updating Windows and Doors
Windows and doors need to be monitored for water-tightness periodically. The best option is to replace them with new windows and doors. If this isn’t possible, older wooden windows need to be restained and resealed regularly.

6. Installing a Sump Pump
If your basement is prone to flooding, a sump pump could be the answer to your problem. You might want to purchase a battery-powered pump as a backup in the case of a power outage. Pumps should be tested at least twice a year to make sure they’re operating properly.
If your Englewood, CO, home experiences a basement flood, you can count on water damage cleanup experts to help. They’ll restore your basement as quickly as possible.

How Often Should You Clean Out Your Dryer Vent?

5/27/2020 (Permalink)

Vacuum cleaning a flexible aluminum dryer vent hose, to remove lint and prevent fire hazard. Vacuum out the vent carefully, going as far into the vent as you can

To avoid a lint fire in your clothes dryer, you must clean the lint filter after each use. The dryer vent should also be cleaned at least once a year to significantly reduce the risk of a dryer fire in your Greenwood Village, CO home.

Steps To Follow When Cleaning the Dryer Vent

It's important to mention that if you don't have a lot of mechanical ability or physical strength, you should have a professional do the job to avoid costly fire damage repairs.

  • Unplug the dryer and carefully pull it away from the wall.
  • There is a tube connecting your dryer with the dryer vent in the wall. Carefully disconnect the tube using a screwdriver. Different dryer models require different types of screwdrivers.
  • Using your vacuum's nozzle attachment, vacuum out the vent carefully, going as far into the vent as you can. Thoroughly vacuum out the tube as well.
  • Reattach all of the components and push the dryer back into place. Plug the dryer back into the wall socket.

Ways To Keep the Dryer Vent Clean
In addition to cleaning out the dryer vent each year, you can reduce the amount of dirt and lint that works its way into the vent by following a simple routine. This will also reduce the risk of a lint fire.

Keep the floor that surrounds the dryer clean. Sweep up lint and debris after each use.
Dryer sheets can coat the dryer vent, causing lint to build up more easily. You don't need to totally eliminate the use of dryer sheets, but try to limit using them on clothes that create the most static, such as wool socks and polyester materials.
Dry your clothes in the least amount of time needed to get them dry. Cycles of 30 to 40 minutes will allow for better air circulation than longer cycles.

Avoid a costly lint fire in your dryer by following these simple steps.

How Will Professionals Clean Up After a Fire?

5/25/2020 (Permalink)

Insulation all over a living room, due to fire damage caused in a home Fire damage in Englewood, CO

A fire can significantly degrade any home in Englewood, CO. There will be smoke damage as well as soot damage that need to be addressed immediately. To ensure the smoke cleaning goes smoothly, you will want to hire a professional team. There may be certain things you can do on your own, but to guarantee the best results, you need to bring on an experienced, skilled team.

Professionals will follow the following steps to clean up after a fire: 

  1. Clean Up Smoke Odor

One of the most persistent aspects of fire damage is the odor left behind. The professionals will probably use tri-sodium phosphate to eliminate certain smells. This is a dangerous substance, so you do not want to use it yourself.

The experts will look at all your belongings, from furniture to clothing. The professionals will need to remove all the smoke and soot from the walls. This may require removal of the drywall entirely. At first, experts will try to address the smoke damage by washing the walls first. Wallpaper may need to be tossed away.

  1. Address Water Damage

Depending on the extent of the fire, you may have related water damage, too. The fire can damage pipes, resulting in flooding. If the fire was severe, then firefighters may have needed to use a hose, and the water can damage various areas of a home. This water will also need to be removed promptly before mold and mildew grow. The water may also necessitate removal of drywall.

  1. Anticipate Future Damage

Once you are in the clear this time, you need to anticipate for any potential fire damage in the future. Make sure your smoke alarms are up to code. You can also invest in furnishings and building materials that are resistant against flames.

Before you know it, your house will be habitable once again. Address smoke damage as soon as you can. The longer you allow it to sit, the harder it will be to remedy. 

Preparing Your Business for a Winter Storm

5/11/2020 (Permalink)

Commercial Generator Purchase a generator ahead of time and have it ready to power up

Here Are 6 Tips To Prepare For A Winter Storm

In Englewood, CO, the possibility of a winter storm can have a business owner taking fast action to ensure the least damage to the business property, equipment, and inventory. Storm damage can be a real possibility, so being prepared will leave you with the least amount of damage. Here are 6 tips to prepare for a winter storm.

1. Avoid Frozen Pipes
If your businesses's pipes freeze, it's likely they will also bust. A busted pipe holds ice that will eventually melt and flood your interior with water. Shut off your outdoor plumbing and be sure to empty your indoor pipes.
2. Prepare a Generator
If your property must stay powered to operate or avoid spoilage of inventory, purchase a generator ahead of time and have it ready to power up should you lose electricity.
3. Prepare for Loss
Loss is a real possibility at any point during the life of your business, but especially during a winter storm. Take photos of your equipment and inventory so you have a record for your insurance company.
4. Keep Moisture Out
As snow piles up, it will also eventually melt. Avoid it running off into your business by checking your weather stripping around doors and windows and replacing it if necessary.
5. Plan for Clearing Snow
If your business plans to remain open during the storm, have a plan for clearing snow from around your business, especially in walkways and parking lots. Use a treatment that will give your customers traction for walking from the parking lot to your building.
6. Have a Disaster Plan
Know what you will do in a worst-case scenario. This includes how you will close your business up and which experts you will hire to care for any cleanup or disaster restoration from damage that might occur.
By pre-planning, you won't need to panic as the winter storm progresses. Having an actionable plan will allow everyone to remain calm.

How To Reduce and Clean Mildew in Commercial Bathrooms

5/11/2020 (Permalink)

Hand pointing at a white wall with black mold Mold and mildew can destroy certain parts of your Greenwood Village, CO, property

How To Reduce and Clean Mildew in Commercial Bathrooms

You may think that a little bit of mold or mildew is not a big deal. Yet if you ignore the issue, the fungus will continue to spread. This, in turn, could affect the structural integrity of your commercial property. That is why you need to perform regular mildew clean of your building.
Mold and mildew are microscopic organisms that break down dead animals and plants. Mold is also used to make medicines such as penicillin. However, mold and mildew can destroy certain parts of your Greenwood Village, CO, property, including:

  • Wallpaper
  • Carpet
  • Drywall

Some molds and mildews consume the cellulose or glue in the paper backings of these items. This causes those parts of the property to break down.

Preventing Bathroom Mildew and Mold
Bathroom mold is particularly common. After all, mold requires moisture in order to grow. To reduce the surface mold and mildew in your commercial bathrooms, be sure they are properly ventilated. You can open a window or install a fan to remove wetness in the air. Keep the bathrooms as clean and dry as possible to reduce the amount of mold and prevent the need for a mildew clean.
Poorly caulked bathroom windows could also allow moisture to seep into the drywall, insulation, or wood. If you are having new windows installed, make sure they are caulked properly. Moldy caulking or grout should be replaced.

Cleaning Bathroom Mildew and Mold
Before you address any mold or mildew, you must first locate the moisture that is promoting the growth of the fungus. Otherwise, the spores will keep coming back. If you are going near the affected area, be sure to wear a triple-seal respirator with a cartridge. Regular particulate or dust masks may not provide enough protection. Goggles and gloves are essential, as well. However, a more extensive mildew clean should only be performed by emergency restoration professionals.
Mildew and mold can thrive in dirty, wet bathrooms. By properly maintaining these areas, you can protect your commercial building.

How To Prevent Mold Following a Flood

4/29/2020 (Permalink)

Stock of air movers and dehumidifiers. Drying equipment Water damage cleanup professionals recommend the use of air movers and dehumidifiers to lower moisture levels

Ways To Avoid Mold Problems After Flooding

Flooding and mold growth often have a cause-and-effect relationship. Standing water or lingering moisture creates an environment in which fungi can feed on organic substances in flood debris or building materials and multiply rapidly. A homeowner should hire storm damage cleanup and restoration professionals to take these three measures to avoid a major mold problem after flooding causes damage at a residence in Centennial, CO.

1. Pump Out Flood Water
Flood water becomes more contaminated the longer it stands in a structure. The presence of any moisture will make mold growth more likely, but outside water that contains organic substances is ideal for supporting fungi. Storm damage cleanup experts may use pumps, wet vacs or other specialized equipment to quickly remove any amount of water.
2. Clean and Disinfect the Area
A variety of contaminants typically found in flood water pose risks to health and safety. From bacteria and chemicals to heavy metals and spores, any building materials or contents exposed to this water will either need to be cleaned and disinfected or thrown away. Sanitizing solid materials is relatively simple, but porous materials may be more difficult to clean and could pose a risk of mold if moisture and nutriment remain available.
3. Reduce Residual Moisture
Mold cannot multiply without moisture. Even after gallons of water have been pumped out of a structure, any traces of moisture that remain can sustain mold. For this reason, water damage cleanup professionals recommend the use of additional ventilation to promote drying and dehumidifiers to lower moisture levels.
After a flooding event, it may only take 24 to 48 hours for mold growth to start. Homeowners should act quickly to have water extracted and the affected area cleaned, disinfected, and dried. For the fastest response, it is ideal to rely on the expertise and equipment of a restoration company located near Centennial, CO.

Does Commercial Property Insurance Cover Fires?

4/20/2020 (Permalink)

a young man in suit in his office showing an insurance policy and pointing with a pen where the policyholder must to sign Does commercial property insurance cover fires?

Does Commercial Property Insurance Cover Fires?

Most general commercial property insurance policies cover fire. If a blaze results in a partial or total loss at a business or commercial property in Littleton, CO, the owners should prepare to file a claim. Commercial insurance policyholders should always be aware of the limits of commercial property coverage and plan ahead so that damage is covered.

Review a Property Policy
The named insured should regularly review a property insurance policy to ensure that coverage will offset the costs of fire damage mitigation and restoration. The following assets should be covered in the event of a partial or total loss:

  • Structure
  • Contents
  • Equipment
  • Inventory

Business or commercial property owners should work with a broker to include or exclude any assets from a policy. Premiums for a policy that covers all perils are higher than a policy that only protects named perils.

Assess Coverage Limits
Restoration costs vary depending on the extent of damage to building materials, equipment, and inventory. These expenses may range from a few thousand dollars for a partial loss all the way up to over $100,000 for a total loss. Business and property owners should confirm whether a commercial insurance policy pays out actual cash value with depreciation or replacement cost value.

Provide Claim Documentation
Policyholders should be prepared to supplement a claim with documentation. Photos or videos of a property taken before and after the damage occurred can provide evidence of a partial or total loss. Making a list of damaged contents and noting the condition and providing proof of purchase where possible may expedite claim settlement. Mitigation can commence as soon as the damage has been documented.
A commercial insurance policy with adequate coverage for damage caused by fire can give business and commercial property owners peace of mind. In the event of a fire, policyholders in Littleton, CO, should prepare to pursue mitigation and restoration.